Insurance Update

Well, I have a big update, but I don’t have all the details to write it yet, something about getting married. So here is a brief update about my insurance. I’m sure you were at the edge of your seat waiting for this bit of news.

My insurance rate has just been adjusted with one accident as a surcharge. I had no idea how the other half lived until this point. I never knew monthly payments could be in the double digits. I never knew I could have an insurance payment lower than my car payment. I never knew there was such a thing as discretionary income. Now that I have seen this world I want to become a part of it. Unfortunately, I will only catch a glimpse of it, before I am cast back into my bad driver prison for 3 years.

If I'm going to be a lousy driver, why oh why can’t I distribute my traffic infractions. In California you can prevent a ticket from appearing on your record by attending traffic school, but you can only do so every 18 months. I got all 4 California tickets within that 18 months, receiving the last ticket 1 month shy of 18! In Washington you are allowed a deferment every 7 years (WA is bit more strict with their drivers), and are given a period of one year after the deferment to display proper driving skills. I got another ticket within 6 months of my deferment, which puts both tickets on my record. I prefer California’s method; at least you get one guaranteed ticket removal. I wonder who has the higher accident rate.